What is the CareCredit healthcare credit card all about?
CareCredit is a credit card designed to help you finance your pets wellness expenses by providing a way to pay for the treatments and procedures you need — right away (subject to credit approval).The CareCredit healthcare credit card is convenient. Use it again and again as your own dedicated health and wellness line of credit (subject to credit approval).
Helpful. Special financing options with convenient monthly payments help you fit care into your budget.
Flexible. Accepted at Veterinary Center of Morris County. Pay monthly or pay your balance off at any time.
Whether you use it to cover annual expenses like preventative care check-ups or for unexpected costs like pet prescriptions and surgery, the CareCredit healthcare credit card makes it easy to give your pets the care they need, when they need it.
Pet insurance pays, partly or in total, for veterinary treatment of the insured pet. There are many pet insurance companies, all with different policies to help meet your needs. Some companies will cover wellness services (such as vaccines), while others are geared more towards illness and injury only.
Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.
Some of the differences in insurance coverage are:
Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;
How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);
Whether the deductible is on a per-incident or an annual basis;
Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and
Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.
Here are some of the most common pet insurance companies that we see:
- Nationwide (formerly VPI)
- Healthy Paws